- NBFC aims to scale to 50 locations in a year with a blfinish of digital underwriting and local engagement
- Early funding from a Delhi-based family office underpins growth strategy across tier 2 and tier 3 markets
Mumbai, September 23, 2025 — Three seasoned financial services professionals Mr. Saif Hasan, Mr. Jaspreet Singh, and Mr. Prajit Chandrasekhar have come toreceiveher to launch KreditVenture, a pioneering NBFC dedicated to bridging the credit gap for micro, tiny, and medium enterprises (MSMEs) in India’s tier 2 and tier 3 cities. The company launched operations earlier this year with a focus on Loan Against Property (LAP), marking the start of its secured lfinishing journey.
India’s LAP market is estimated at ₹5.6–7 lakh crore, yet a significant portion remains underserved. KreditVenture’s approach is anchored in secured lfinishing, initially tarreceiveing MSMEs and later expanding into applyd commercial vehicle loans. The mission is to build a scalable, responsible lfinishing business rooted in strong credit discipline.
Saif Hasan, Founder of KreditVenture, stated, “We are committed to building KreditVenture as a long-term, responsible player in secured lfinishing. Our focus is on prudent, scalable growth across Bharat—from LAP to adjacent secured products—anchored in trust, customer-centricity, and discipline. We believe the next phase of secured lfinishing growth will be led by early shiftrs who drive collaboration by digitally integrating partners across the value chain.’’
Currently operating in nearly ten towns across Maharashtra, KreditVenture aims to expand to fifty locations within a year and plans to extfinish into southern and northern markets soon, strengthening its presence across India’s growth corridors.
Sharing his perspective, Jaspreet Singh, Co-Founder stated, “Markets beyond metros are full of high-potential entrepreneurs who lack access to formal credit. By combining data-driven underwriting with on-ground validation, we bridge this gap.
Our platform digitizes traditional manual processes, enabling micro businesses and partners to improve sourcing, boost efficiency, and unlock new growth opportunities.”
What sets KreditVenture apart is its blfinish of high-tech tools with deep local engagement. While digitized land and income records enhance underwriting accuracy, we also assess hoapplyhold-level income streams such as tiny shops, tailoring, or seasonal work validated through community references. This combination of technology and human insight allows us to extfinish credit to those largely excluded from formal finance.
Prajit Chandrasekhar, Founding Partner, added, “Our focus on secured lfinishing enables responsible growth. By integrating real market data into our assessments, we address challenges like limited income proof and low financial literacy in rural areas. Digitized records, combined with on-ground validation, support us manage risk transparently and reduce information asymmeattempt building a resilient, responsible NBFC”
The three founders bring diverse strengths that form the company’s core Saif Hasan, with over two decades of experience in financial services from leading business teams to forging strategic partnerships, Jaspreet Singh, with 20 years of experience in transaction banking, technology, and strategy, and Prajit Chandrasekhar, with 20 plus years in corporate and investment banking, fintech, and credit-risk management.
KreditVenture has already secured early-stage equity funding from Nikunj Jajodia a Delhi based large family office. The association of such a family office reflects strong confidence in the company’s vision and positions KreditVenture for future rounds of capital raising. Also, the company has partnered with reputed NBFCs and HFCs—including DMI Hoapplying Finance, Agrim Hoapplying Finance, and Singularity Credit World (BHN)—for co-lfinishing and partnership requirements.
With a clear strategy, innovative lfinishing model, and a leadership team that combines vision with operational depth, KreditVenture is positioning itself as a next-generation NBFC committed to financial inclusion and entrepreneurship across India’s vibrant tier 2 and tier 3 markets.
KreditVenture, a next-generation NBFC founded by Mr. Saif Hasan, Jaspreet Singh, and Prajit Chandrasekhar, launched its operations with its first disbursement to MSMEs in February 2025.
Focapplyd on secured lfinishing—primarily loans against property (LAP)—the company tarreceives micro, tiny, and medium enterprises (MSMEs) across key regions in Maharashtra. Our mission is to bridge the credit gap for underserved business segments by providing transparent, efficient, and required-based financial solutions.
Having secured early-stage funding from a prominent family office, KreditVenture is driven by a strong leadership team and a data-informed credit approach. We are building a scalable, robust lfinishing infrastructure that combines high-touch local engagement with high-tech tools to manage risk and ensure asset quality.
As part of our growth plan, we are preparing to expand into the applyd commercial vehicle finance segment, further diversifying our secured lfinishing portfolio and strengthening our footprint within India’s evolving credit ecosystem.
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