Last alter:
↓0.15% on February 3.
Teresa McGee
Online Savings Account. Account is indicated as not currently available to new customers, but bank accepts new customers who sign up to be notified after 1-2 weeks.
Last alter: ↓0.15% on March 12.
Rate History: 5.15% → 5.00% → 4.85% → 4.75% → 4.60%
redstate jeff
Rate requires download of bank app and recording of over 12,500 average daily steps (or 10,000 if over age of 65).
Last alter: ↓0.05% on August 4.
Rate History: 5.00% → 4.90% → 4.75% → 4.55% → 4.50%
Last alter:
↓0.20% on August 2.
Rate History: 4.66% → 4.46%
Jeff Talmage
New money only. Requires Direct Deposit. Account carries a $15 monthly service charge.
Last alter: ↓0.26% on November 11, 2024.
Rate History: 5.34% → 4.72% → 4.46%
Direct Money Market Account.
Last alter: ↓0.06% on April 18.
Rate History: 4.86% → 4.67% → 4.51% → 4.47% → 4.41%
Last alter:
↓0.09% on August 2.
Rate History: 4.75% → 4.35% → 4.54% → 4.44% → 4.35%
Gary Smith
Surge Money Market. Bank reports that this rate is available for new accounts only. External transfers are limited to $5,000/day and are not free.
Last alter: ↓0.05% on May 24.
Rate History: 4.85% → 4.70% → 4.50% → 4.40% → 4.35%
High Yield Money Market. External transfers are limited to $30,000 per week.
Last alter: ↓0.05% on March 6.
Rate History: 4.80% → 4.65% → 4.52% → 4.37% → 4.32%
Cornerstone Money Market Account. Bank reports that this account is available to new customers only. Old account holders in the savings product are earning 1.10%.
Last alter: ↓0.05% on June 5.
Rate History: 4.56% → 4.46% → 4.41% → 4.36% → 4.31%
Performance Savings
Last alter: ↓0.10% on January 18.
Rate History: 5.15% → 5.05% → 4.75% → 4.40% → 4.30%
smithy1968
Bank was bailed out by Steven Mnuchin in March 2024 but may still fail. External transfers take at least 3 business days and are limited to $50,000/day and $200,000/month.
Last alter: ↓0.10% on June 21.
Rate History: 4.65% → 4.55% → 4.45% → 4.40% → 4.30%
smithy1968
External outbound transfers are limited to $25,000 per day.
Last alter: ↓0.10% on April 18.
Rate History: 5.00% → 4.90% → 4.50% → 4.40% → 4.30%
Last alter:
↓0.05% on May 21.
Rate History: 4.35% → 4.30%
Teresa McGee
Growth Savings
Last alter: ↓0.35% on January 8.
Rate History: 5.15% → 5.30% → 5.00% → 4.60% → 4.25%
Money Market Account. Bank does not offer ACH processing; customers required to initiate ACH externally.
Last alter: ↓0.25% on December 23, 2024.
Rate History: 5.00% → 4.75% → 4.50% → 4.25%
65JimmyJay
High-Yield Savings Account. Outbound transfers limited to $10,000/day or less.
Last alter: ↓0.05% on July 13.
Rate History: 4.50% → 4.40% → 4.35% → 4.30% → 4.25%
Quontic Money Market Account.
JuanVelasco
Online Savings Account
Last alter: ↓0.15% on May 24.
Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%
Online Savings Account.
Last alter: ↓0.35% on December 18, 2024.
Rate History: 5.00% → 5.30% → 5.00% → 4.60% → 4.25%
LevelUp Savings Account. Requires direct deposit of at least $250/month. Bank’s standard online savings rate is 3.40% APY.
Last alter: ↓0.20% on July 15.
Rate History: 5.00% → 4.75% → 4.50% → 4.40% → 4.20%
Last alter:
↓0.15% on April 18.
Rate History: 4.65% → 4.65% → 4.50% → 4.35% → 4.20%
smithy1968
Last alter:
↓0.30% on March 12.
Rate History: 5.25% → 5.05% → 4.80% → 4.50% → 4.20%
Online Savings Account.
Last alter: ↓0.15% on July 21.
Rate History: 4.75% → 4.70% → 4.35% → 4.20%
American Banker
High Yield Savings Account.
Last alter: ↓0.11% on July 15.
Rate History: 5.02% → 4.52% → 4.37% → 4.26% → 4.15%
Last alter:
↓1.10% on September 20, 2024.
Rate History: 4.00% → 2.51% → 5.25% → 5.00%
Last alter:
↓0.10% on August 11.
Rate History: 4.45% → 4.45% → 4.25% → 4.15%
Last alter:
↓0.10% on January 18.
Rate History: 4.90% → 4.75% → 4.55% → 4.20% → 4.10%
A Terkowitz
Last alter:
↓0.30% on December 9, 2024.
Rate History: 4.50% → 4.00% → 3.45% → 4.40% → 4.10%
praveen raj
Personal Savings Account.
Last alter: ↓0.10% on June 24.
Rate History: 4.50% → 4.15% → 4.05%
Direct Savings. Bank reports that this rate is available for new accounts only.
Last alter: ↓0.05% on April 4.
Rate History: 4.40% → 4.30% → 4.20% → 4.10% → 4.05%
Last alter:
↓0.20% on January 18.
Rate History: 4.65% → 4.75% → 4.25% → 4.05%
Jumbo Savings.
Last alter: ↓0.10% on April 18.
Rate History: 4.60% → 4.50% → 4.25% → 4.15% → 4.05%
CIBC Agility Savings Account.
Last alter: ↓0.09% on July 15.
Rate History: 4.38% → 4.28% → 4.21% → 4.11% → 4.02%
Bank reports that this rate is for new customers only. Bank also charges ACH transfer fees and routinely lowers rates for existing customers below those advertised.
Last alter: ↓0.24% on January 18.
Rate History: 5.01% → 4.41% → 4.50% → 4.25% → 4.01%
UFB High Yield Savings. Bank reports that this rate is for new customers only.
Miles Jacobsen
Last alter:
↓0.25% on January 18.
Rate History: 5.00% → 4.85% → 4.25% → 4.00%
eMoneyMarket Special. Bank reports that rate is extconcludeed for new money only.
Last alter: ↓0.25% on April 18.
Rate History: 5.25% → 4.75% → 4.50% → 4.25% → 4.00%
D R Lineberger
Last alter:
↓0.10% on January 2.
Rate History: 4.50% → 4.25% → 4.10% → 4.00%
FROZE-ACCOUNT
Money Market Premier. Bank reports that this rate is for new customers only.
Last alter: ↓0.25% on March 24.
Rate History: 4.85% → 4.75% → 4.50% → 4.25% → 4.00%
Platinum Savings. Bank reports that this rate is available for new accounts only.
Last alter: ↓0.10% on July 7.
Rate History: 4.55% → 4.35% → 4.30% → 4.10% → 4.00%
Not accepting new accounts online at this time.
Last alter: ↓0.25% on December 30, 2024.
Rate History: 5.10% → 4.75% → 4.50% → 4.25% → 4.00%
Performance Money Market
Last alter: ↓0.30% on December 25, 2024.
Rate History: 4.30% → 4.20% → 4.30% → 4.00%
smithy1968
Last alter:
↓0.02% on March 20.
Rate History: 3.98% → 3.96%
Last alter:
↓0.10% on April 4.
Rate History: 4.20% → 4.10% → 4.25% → 4.00% → 3.90%
Last alter:
↓0.20% on February 6.
Rate History: 4.00% → 4.25% → 4.10% → 3.90%
Last alter:
↓0.10% on July 7.
Rate History: 4.45% → 4.20% → 4.00% → 3.90%
Last alter:
↓0.05% on May 29.
Rate History: 4.20% → 4.10% → 4.10% → 3.90% → 3.85%
Online Savings
Last alter: ↓0.15% on January 4.
Rate History: 4.25% → 4.50% → 4.25% → 4.00% → 3.85%
JuanVelasco
Last alter:
↑0.52% on June 13, 2024.
Last alter:
↑1.81% on February 4.
Last alter:
↓0.20% on January 25.
Rate History: 4.30% → 4.30% → 4.20% → 4.00% → 3.80%
Bait and Swich
External transfers may take up to 3 business days and may be limited to $25,000/day.
Last alter: ↓0.20% on June 4.
Rate History: 4.50% → 4.30% → 4.10% → 4.00% → 3.80%
High-Yield Savings Account.
Last alter: ↓0.20% on February 24.
Rate History: 4.80% → 4.50% → 4.15% → 4.00% → 3.80%
Last alter:
↓0.21% on March 24.
Rate History: 4.28% → 4.60% → 4.01% → 3.80%
Yolanda Gilruth
MySavings Account.
Last alter: ↓0.35% on May 19.
Rate History: 4.35% → 4.10% → 3.75%
not perfect but
Online transfers limited to $1,500 per day and $10,000 per month.
Last alter: ↓1.00% on December 19, 2024.
Rate History: 4.75% → 4.00% → 4.80% → 4.75% → 3.75%
Last alter:
↓0.10% on May 29.
Rate History: 4.25% → 4.10% → 3.90% → 3.75% → 3.65%
A Terkowitz
Last alter:
↓0.10% on February 10.
Rate History: 3.80% → 3.70% → 3.90% → 3.75% → 3.65%
Last alter:
↓0.16% on April 4.
Rate History: 3.76% → 3.77% → 3.77% → 3.61%
Last alter:
↓0.10% on May 16.
Rate History: 4.00% → 3.90% → 3.75% → 3.70% → 3.60%
AVOID_ READ_CAREFULLY
Last alter:
↓0.10% on April 25.
Rate History: 4.30% → 4.10% → 4.00% → 3.70% → 3.60%
Jenny Kingston
Last alter:
↑2.06% on August 7, 2024.
Rate History: 1.50% → 3.56%
360 Performance Savings Account. Rate available for new account holders only.
Last alter: ↓0.10% on July 2.
Rate History: 3.90% → 3.80% → 3.70% → 3.60% → 3.50%
Last alter:
↓0.10% on July 23.
Rate History: 4.00% → 3.80% → 3.70% → 3.60% → 3.50%
Online Money Market Account. Ally’s Online Savings account rate is only 3.75% APY.
Last alter: ↓0.10% on June 18.
Rate History: 3.80% → 3.70% → 3.60% → 3.60% → 3.50%
Last alter:
↑0.25% on November 21, 2024.
Rate History: 3.45% → 3.50% → 3.00% → 3.25% → 3.50%
Last alter:
↓0.20% on July 30.
Rate History: 4.15% → 3.70% → 3.50%
Not available to residents of states with PNC branch locations.
Last alter:
↓0.50% on September 22, 2024.
Rate History: 3.90% → 3.40%
norich@aol.com
Last alter:
↓0.25% on May 16.
Rate History: 4.25% → 4.25% → 3.90% → 3.60% → 3.35%
Last alter:
↓0.15% on July 7.
Rate History: 3.50% → 3.40% → 3.25%
Last alter:
↓0.50% on December 9, 2024.
Rate History: 3.75% → 3.25%
Gaius Gracchus
Last alter:
↑0.04% on December 15, 2023.
Rate History: 3.00% → 3.04%
HonestReview
Last alter:
↓0.35% on November 11, 2024.
Rate History: 4.25% → 3.75% → 3.35% → 3.00%
Last alter:
↑2.00% on November 21, 2024.
Last alter:
↓0.10% on February 10.
Last alter:
↑0.25% on August 9, 2023.
Last alter:
↓0.47% on April 4.
Rate History: 2.50% → 3.00% → 2.53%
Geoffrey Christopher 1
Last alter:
↓0.35% on October 11, 2024.
Rate History: 2.60% → 2.25%
Last alter:
↓0.10% on February 3.
Rate History: 2.00% → 2.75% → 2.50% → 2.35% → 2.25%
Last alter:
↓0.25% on April 9.
Rate History: 2.75% → 2.50% → 2.25%
Amanda Frank
Last alter:
↓0.10% on February 3.
Rate History: 0.55% → 2.50% → 2.27% → 2.17% → 2.07%
Last alter:
↓0.25% on March 6.
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