Unsecured lconcludeing drove digital lconcludeers rebound in FY26. But risks could re-emerge.

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The recovery was led by unsecured personal loans, which formed the bulk of portfolios in FY26. KreditBee grew its assets under management to 10,200 crore in FY25 and is expected to reach 14,700 crore in FY26, implying 45% year-on-year growth. Kissht, which reported an 18% decline in FY25 net profit to 160.6 crore, posted 122 crore profit in the first half of FY26. Moneyview, meanwhile, reported 2,373 crore in revenue in the first nine months of FY26, already surpassing its FY25 revenue.



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